link to Financial Resources FCU home page

To honor those on the front lines…

Champion Accounts

For Teachers,
Police, Fire, EMS
& Healthcare Workers

We thank you for your service
to our communities by
providing you with these
extra account benefits:

  • $10 Bonus Monthly Dividend1
  • Cash Back Rewards for using your Debit Card2
  • Bonus relationship Premium rates on Loans and Term Certificates3
  • A Custom Champion Debit Card
  • Free Custom Champion Account checks

Plus, your Champion Account
comes with:

  • No Minimum Balance
  • No Minimum Maintenance Fee
  • No ATM Fees4
  • FREE Bill Pay
  • Online Banking
  • Mobile Banking
  • eStatements

Scholarship Opportunities:

FRFCU has established the Champion
Family Scholarship Fund exclusively for
qualifying Champion Account members,
and we donate $10 to the fund for each
new Champion Account relationship,
as well as for each new
Consumer Loan & Mortgage


(1) $10 bonus dividend with a monthly direct deposit of $1,000 or more.

(2) Cash back for using your debit card for signature or online point of sale (POS) transactions (no PIN based transactions or ATM withdrawals). Up to $10 cash back per month.

(3) Total maximum additional earnings up to $240 per year in additional dividends and rewards. Accounts that have a bonus payable greater than $10 are subject to IRS-1099 INT reporting.

(4) Relationship Premium Rates for Consumer Loans (does not include Mortgages or Credit Cards), Certificates and IRA’s include a rate premium based on your account services with the credit union. Rates indicated include premiums of 0.10% for an active checking account (active checking account requires either (A) Existing checking acct with minimum monthly Direct Deposit of $500.00, (B) FRFCU debit card with minimum 5 transactions in previous month, (C) Active Bill Pay Account; 0.10% for an existing consumer loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account. The Champion Account receives 0.10% additional.

(5) Financial Resources does not charge a fee for using an ATM. Other financial institution and/or ATM operators may charge a fee for using their ATM.