Notices can go here
link to Financial Resources FCU home page

Get to know our

Board of


About Our Board

A seven-member volunteer Board of Directors, elected by the general membership, governs Financial Resources FCU. The Board gives direction to the Credit Union’s executive management team, which is responsible for the institution’s day-to-day operations.

The Role of the Supervisory Committee:

The primary roles of the Supervisory Committee are to:

  • Oversee the auditing activities of the Credit Union designed to ensure the financial condition of the Credit Union is accurately presented
  • Verify whether internal controls, policies and procedures are adequate and are being properly maintained and followed
  • Monitor the performance of elected officials carrying out the duties for which they are responsible.

The Role of the Board of Directors:

As the principal leadership body for Financial Resources the Board of Directors supports and provides mission-based leadership and strategic governance. This includes:

  • Guiding the organization to fulfill its purpose
  • Setting policies which guide the affairs of the Credit Union
  • Ensuring the proper implementation of policies in accordance with the Credit Union’s charter, bylaws, federal and state laws, sound business practices and membership interests.

Meet Our Board

Bob Graczyk

Robert Graczyk, Chairman

Bob has been a Credit Union member since 2009 and was appointed to the Board in 2010. Bob was employed as Vice President Human Resources for QuickChek Corporation in Whitehouse, New Jersey until his retirement in 2019. He had previously been employed as Manager Human Resources, Retail, for Amerada Hess Corporation and with The Southland Corporation, owner and operators of Seven Eleven Stores in various Human Resources and Retail Store Operations positions.

After completing four years active duty in the Navy, Bob attended George Mason University where he graduated in 1978 with a Bachelor’s Degree in Business Administration. He earned his MBA from Lehigh University in 1985 and his MS in Human Resource Management from Saint Joseph’s University in 2007. While employed he held the SPHR Certification from the Society of Human Resource Management.

Bob retired from the US Naval Reserves as a Commander in 2004. He lives with his wife, Terrie, in Wescosville, PA. They have two grown children and 4 grandchildren.

Ed Bobertz

Edward Bobertz, Vice Chairman

Ed was appointed to the Board in June 2013 after serving as a Member of the Supervisory Committee for five years. Ed graduated in 1974 from Wake Forest University. In June 2012 he retired from J&J after 30 years of service, the last 12 at Ethicon, Inc.

Ed lives in Clark, NJ and has two grown children, Meghan and Matthew and two grandsons, Oliver and Hudson and one granddaughter, Ada. 

Ed Bobertz

Dave Hildebrand, Treasurer

David was appointed to the Board in April 2014. Prior to his appointment in March 2014 as Associate Director, he was Chairperson of the Supervisory Committee 2010 to 2014. David recently retired from his position as the Global Laboratory Services Lead for the Enterprise Facilities Management Group of J&J. He had been with Johnson & Johnson for 28 years spanning all 3 sectors and holds a six sigma Master Black Belt (MBB) certification, and is a qualified instructor for LEAN, Six Sigma, and Design for 6sigma Improvement methodologies. 

Prior to J&J, he held positions at USDA, Luitpold Pharmaceuticals, and Prevalere Life Sciences. David holds a BSc in Chemistry and minor in Biology from the State University of NY. David currently serves as Treasurer, Board of Directors for Shared Support South Inc., a non-profit organization in Bucks County, PA, providing services to ID challenged individuals.  He resides with his wife Nikki, and three daughters in Doylestown. 


Maria Agresta, Secretary

Maria was appointed to the Board in April 2017. Prior to that she served as Chairperson of the Supervisory Committee from March 2014. Maria joined the Supervisory Committee in 2011. 

Maria is currently retired from Johnson & Johnson (J&J).  She had been with J&J for over 30 years with experience in Research and Development, Risk Management, Quality Control, Compliance, and Auditing. 

Maria holds a BSc in Chemistry and minor in Psychology. She resides with her husband David in Medford, New Jersey.   They have two grown children, Jessica and Zachary, and two grandchildren, Alexander and Natalie. 


Betsy Lane, Director

Betsy was appointed to the Board in April 2021 as an Associate Director and Director in April 2022. She is currently Senior Director and Chief Marketing and Communications Officer of ISPOR—The Professional Society for Health Economics and Outcomes Research (HEOR), a global healthcare nonprofit with the mission to improve healthcare decisions by advancing excellence in the field of HEOR. Previously, Betsy was Senior Vice President of Marketing and Communications for Publicis Touchpoint Solutions (then a division of Publicis Healthcare). Prior to Touchpoint, Betsy worked for several medical communications agencies. She became a credit union member early in her career when working for Johnson & Johnson. 

Betsy is a member of the Healthcare Businesswomen’s Association, the American Society of Association Executives, and the Public Relations Society of America. She serves on the Advisory Committee and Marketing Committee for CASA of Mercer and Burlington Counties (the nonprofit Court Appointed Special Advocates for Children). She lives in Plumsted Township, New Jersey with her husband and menagerie of dogs, cats, and parrots.


James Jaakobs, Director

Jim was named as Director in April 2022 after serving on the Supervisory Committee since 2018.

Jim retired from Johnson & Johnson in 2019 after serving in a variety of financial and compliance assignments including Internal Audit, Health Care Compliance & Privacy, Pharmaceutical Supply Chain Operations, and Pharmaceutical Sales and Marketing and R&D. He has extensive experience in Health Care Compliance, Government Contracting and Pricing Compliance, and third-party intermediaries, including compliance with the Foreign Corrupt Practices Act. In addition, he has developed and implemented analytical tools to enhance auditing and monitoring activities.

Prior to joining Johnson & Johnson Jim’s work experience includes a range of financial roles at Avaya/Lucent Technologies, Coach, Enzon, Honeywell and Deloitte.

Jim received his Bachelor of Science in Accounting from Seton Hall University and MBA in Finance from Rutgers University. He is a Certified Public Accountant in New York and New Jersey and a Certified Internal Auditor. He is also a Certified Compliance and Ethics Professional.

Jim is a long-time resident of Hillsborough, New Jersey. He resides there with his wife, Sandy, who is also retired. They have two adult children, Alyssa and Tina, a young son, Alex, and two grandchildren, Peter, and Lottie. Jim is active in both his church community and the local Boy Scout Troop.

Karen Eastmond

Karen Eastmond, Director

Karen was appointed to the Board as an Associate Director in April 2021 and Director in August 2022.  She has more than 20 years of experience in the healthcare sector with a focus on ethics, compliance, privacy and regulatory affairs.  She has created and led the development of compliance programs at leading healthcare organizations both locally and nationally.  

Karen holds an MBA in Healthcare Administration from the Zicklin School of Business, Baruch College and a B.Sc. in Business Management and Finance from Brooklyn College.  A resident of Jersey City, Karen enjoys hiking, biking, cooking and traveling.  

Karen Eastmond

Devang Borad, Associate Director

Devang was appointed to the Board as an Associate Director in April 2021 and has around 20 years of technology experience in the financial industry.  He worked as Director, IT Architecture at Prudential Financial, NJ.  During his tenure, he has very good experience with various technology and financial products.  

Devang currently owns and runs Industrial Automation Product Company in NJ.  Devang holds an engineering degree and lives with his wife and two children in South Brunswick, NJ.

Emeritus Directors:

Karen Eastmond

Robert J. VanCaneghan, Director Emeritus

Since 2000, Bob has served as Board member of Financial Resources CUSO, LLC, the wholly-owned subsidiary of the Credit Union offering insurance services, and has been a Credit Union member since 2000.

Bob retired after 25 years of service as an Equity and Options Trader for A.G. Becker and Co. and Miceli-VanCaneghan and Co. as partner in one of the largest specialist market makers on the floor of the American Stock Exchange, during which time he served as Member of the stock exchange’s Board of Governors.

Bob received a Bachelor of Science degree in Economics from Wagner College, an MBA degree in Finance from New York University, and a Juris Doctor Degree from Brooklyn Law School. He was admitted to the New York State Bar in 1979.

Bob serves as a Board Member of the Staten Island March of Dimes and Energy Exploration Technologies in Calgary, Canada, and is a former member of the Cardinal’s Committee of the Diocese of New York. He resides in Staten Island, NY with his wife.

Sandra Harris

Sandra L. Harris, Director Emeritus

Sandra was appointed to the Board in May 2013 after serving as an Associate Director since January 2013. She owns an art consultancy firm, Creekside Art Services, which provides appraisal services to art collectors.

Sandra most recently was the Senior Vice President of Business Development and Organizational Effectiveness at Independent Sector, a nonprofit membership and advocacy organization. During her tenure she was responsible for revenue generating operations including building leasing, membership retention and acquisition, and conference management. Previously she was Director of Administrative Services at the Ford Foundation in Manhattan. Sandra earned her BA at Brown University and her MBA at Rutgers University.

Supervisory Committee

The Supervisory Committee is responsible for ensuring that the Board of Directors and the management of the credit union meet required financial reporting objectives and establish practices and procedures sufficient to safeguard members’ assets. The Committee consists of all volunteers.

  • Sudha A. Mani, Chairperson
  • Craig Helmstetter
  • Oluyemi Oyeniran
  • John Rooney
  • Saif Kawash